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Government considering ‘time-of-day pricing’ to meet costs
The government is exploring the possibility of using “hourly pricing” for electricity to deal with soaring energy costs. Time-of-day pricing is a system in which the cost of electricity is lower at certain times of the day when demand is lower. This means, for example, that consumers could use a washing machine at a time …
Supporting fintechs at every stage of the legal journey
Irish fintechs have already broken into the international big leagues and, according to KPMG, Irish fintechs have secured $1.62 billion in new venture capital funding in 2021 alone. But the government needs to do more to fostering and supporting a climate of fintech entrepreneurship in Ireland to reduce our reliance on Foreign Direct Investment (FDI). …
Irish aircraft lessor AerCap makes $3.5 billion insurance claim on Russian planes
DUBLIN-based AerCap – the world’s largest aircraft lessor – submitted a $3.5 billion (€3.1 billion) insurance claim linked to plane bombs in Russia after the government has actually seized assets belonging to foreign leasing companies. erCap chief executive Gus Kelly said the company has taken “aggressive” steps to repossess its planes and engines in Russia …
Rows above housing; mandatory pensions; and a difficult week for aircraft lessors
sinn fein accused the government of bowing to the banks by allowing them to be preferred creditors in two state-backed housing schemes. The government claims that the equity it will hold in projects will rank behind bank debt, as it does in all other situations. Eoin Burke-Kennedy has the details. Compulsory private pension coverage finally …
‘Nobody knows what happened’: Irish lake dispute that won’t go away | Ireland
This is the endangered lake that has stopped disappearing. Lough Funshinagh in the west of Ireland was draining through a ‘swallow hole’ as if someone had unplugged a bath, but for some unknown reason nature’s plumbing failed , flooding an area thought to be twice the usual size of the lake. and threatening homes and …
Pig farmers demand 100 million euros from the government
Irish pig farmers will converge on the Department of Agriculture this morning for a protest by the Irish Farmers’ Association seeking a government bailout for the sector. Farmers are asking for an envelope of 100 million euros, half of which will be reimbursed over 14 years. About 300 farmers have lost an average of €56,000 …
Credit Card Vs. Bank Card: What’s the Difference?
Spending money on a credit card versus a debit card is the difference between spending on a line of credit and spending on your own checking account. Debit cards are great for sticking to a budget because you’re using money you already have in your checking account. But credit cards offer fraud protection and can …
Consumer confidence plummets amid fear of war
Irish consumer confidence plunged in March as the war in Ukraine exacerbated an already worrisome inflation outlook and added uncertainty to global economic forecasts. A survey by Ireland’s Economic Pulse survey found Irish households were the most pessimistic for almost a year and a half after the second biggest fall in the monthly index. The …
More Irish want to join NATO following Ukraine invasion – POLITICO
DUBLIN — Most Irish citizens want to increase military spending and almost half want to join NATO in response to the Russian invasion of Ukraine, according to a new poll. The findings of the Red C pollsters, published in Sunday’s Business Post newspaper in Dublin, suggest a dramatic change in public attitudes towards Ireland’s official …
‘A better deal than the Oscars’: The party celebrating the Irish in Hollywood | Movies
IIreland could see big Oscar wins this year, with Irish actors nominated in key categories including best supporting actor and actress. Kenneth Branagh’s Belfast, inspired by his own childhood during the Troubles in Northern Ireland, earned seven nominations, including Best Picture and Best Original Screenplay. At Ireland’s Oscars party, the Wilde Oscars, in Los Angeles …
Perez’s late basket helps NC State win 66-63 over the Irishman
BRIDGEPORT, Conn. — Raina Perez’s steal in the middle of the court and layup with 14 seconds left gave top-seeded NC State a 66-63 win over fifth-seeded Notre Dame on Saturday in the semifinals of the Bridgeport area. This is the Wolfpack’s first trip to the Elite Eight since 1998, when they reached the Final …
Microsoft’s main Irish unit posts 2021 profit of 2.8 billion euros
The main Irish branch of technology giant Microsoft recorded a profit of 3.1 billion dollars (2.8 billion euros) last year, thanks to the growth of its activity and cost control. It came as two separate Irish companies from Microsoft each paid a €30 billion dividend to their parents for the year. Microsoft Ireland Operations Ltd …
Cash visa firm to pay ex-senior employee €12,400
A company promoting Irish property investment under the government’s cash-for-visa scheme has been ordered to pay a former employee €12,400 after failing to pay his salary for four months. He had, however, submitted payslips to the revenue commissioners showing he had paid wages between November 2020 and February 2021, leaving Daoquan Zhang liable for income …
Irish Jews ‘appalled’ by parliamentary attacks on their community
Ireland has failed to tackle a surge in anti-Semitism in the state fueled by online abuse, the Jewish Representative Council of Ireland has told a United Nations body. The United Nations Human Rights Council (UNHRC) has also heard that Jews have been “appalled by the use of anti-Semitic tropes by some members of the Irish …
Prince Charles talks about ‘those of us who have lost loved ones’ ahead of Prince Philip’s service
Marc CuthbertGetty Images Next week, members of the Royal Family will lead a congregation of dignitaries, charity representatives and friends remembering the life of Prince Philip at a Thanksgiving service at Westminster Abbey. And today, that may well have been on Prince Charles’ mind as he gave a speech at the start of his two-day …
The merchant cash advance market is booming with strong growth prospects – Fora Financial, Credibly, CAN Capital, American Express Merchant Financing, National Funding, Fundbox, Stripe Capital
Merchant Cash Advance Market The research report of the report is a wide-ranging analysis and Impact of COVID19 in the global market and detailed information with segmentation has been added in this intelligence report. In this report, a comprehensive analysis of the current global market of the Global Merchant Cash Advance Market in terms of …
Meta mulls €17m fine appeal for GDPR breach
Meta says it has yet to decide whether to appeal the €17 million fine imposed by the Irish Data Protection Commissioner for mishandling the reporting of 12 breach notifications. We are still reviewing the decision,” said a spokesperson for the parent company of Facebook, Instagram and Whatsapp, which employs around 5,000 people in Dublin. “This …
Russian troops committed war crimes, US government says
The Biden administration has formally determined that Russian troops committed war crimes in Ukraine and said it would work with others to prosecute offenders. Secretary of State Antony Blinken said, “Today I can announce that, based on information currently available, the U.S. government believes that members of Russian forces have committed war crimes in Ukraine.” …
FAI confirms bid to host Euro 2028 alongside UK
Ireland and the United Kingdom have officially submitted an initial bid to host Euro 2028 to UEFA. The five associations confirmed in a joint statement issued on Wednesday morning that an “Expression of Interest” (EOI) had been submitted, which has the support of the governments of Ireland, the United Kingdom, Scotland and the Country of …
Matthew Teggart and Caoimhe O’Brien show class to claim National Series honors
Matthew Teggart and Caoimhe O’Brien claimed the spoils in Round 1 of the Road National Series as Ireland’s top road cyclists took to the roads of Carlow for the Des Hanlon Memorial last weekend. eggart returned from his European base riding for Team Sungod to complete his Irish Classics record. In a peloton of heavy …
Incorporating ESG: A Legal Checklist
Dentons Kensington Swan partner David Ireland warns against greenwashing when implementing ESG. Wednesday, March 23, 2022, 8:12 a.m. by Jenni McMannus Trustees of workplace savings schemes that plan to include ESG considerations in their investment decisions must comply with a range of legal and other obligations to avoid falling under the regulator’s purview. . This …
Neighbors describe child killed in dog attack as ‘beautiful little girl’
Neighbors have described attempts to save a 17-month-old girl who was attacked by a dog in her home. The toddler died in hospital from his injuries following the attack in Blackbrook, St Helens, Merseyside on Monday afternoon. A resident said: “We stopped at the school and heard screams. I just ran to try to help …
The government officially supports its candidacy to host Euro 2028
The government will today decide whether to formally support the FAI’s involvement in a bid to host the European Football Championships in 2028. Minister for Tourism, Culture, Arts, Gaeltacht, Sport and Media Catherine Martin and Minister of State Jack Chambers will ask the government to approve issuing a letter of support to the FAI for …
National Day of Remembrance held in Ireland for Covid victims
A national day of remembrance was held in Ireland on Sunday to honor the more than 6,600 people who have died of Covid-19 over the past two years. President Michael D. Higgins began the day of remembrance and reflection by ringing the Peace Bell five times in Áras an Uachtaráin, honoring those who died during …
Ireland ranked 13th happiest country in the world
Ireland has been ranked the 13th happiest country in the world by an annual UN-sponsored index, three places ahead of the United States and four places ahead of the United Kingdom. The World Happiness Report, which was compiled ahead of Russia’s February 24 invasion of Ukraine, ranked Finland as the happiest place on Earth for …
The Irish are on the verge of a remarkable Grand Slam
If you’re chasing a few points to secure a Grand Slam no one predicted when the six nations made it to the starting gate, then a home game against a useless Scotland is as good as it gets. or is it a Scottish side for whom the bulk gets regular playing time in the SRU’s …
Labor hire companies leave workers $100 a week after inappropriate deductions, minister says
The federal agriculture minister has hit out at labor hire companies that leave foreign workers with just $100 a week. Key points: David LIttleproud says it’s not appropriate for workers to end up with $100 a week after employer deductions A major labor hire company told an investigation it made hundreds of dollars in deductions …
Trócaire calls on people to call on the Irish government to play its part in ending vaccine injustice
Trócaire calls on the people to call on the Irish government to play its part in ending vaccine injustice by ensuring that the most vulnerable people in developing countries have access to Covid-19 vaccines. March 11, 2022 marks two years since Covid-19 was declared a pandemic by the World Health Organization. So far, according to …
Covid News: NYC reports spread of Omicron version BA.2
A coronavirus testing site this month, outside a Hong Kong residential building under lockdown.Credit…Billy HC Kwok for The New York Times Hong Kong has said more than a million people in the city of 7.5 million have tested positive for coronavirus since the start of the pandemic, a worrying milestone for a city battered by …
European National Health Service Chooses Kneat’s eValidation Platform
LIMERICK, Ireland, March 18, 2022 /CNW/ – kneat.com, inc. (TSX: KSI) (“Kneat” Where “the company”), leader in the digitization and automation of validation and quality processes, is pleased to announce that it has signed a framework services agreement with a European national health service. The health system in this country has more than 110,000 employees …
P&O Ferries lays off 800 sailors and halts crossings “for the next few days”
UK passenger and freight routes are facing days of disruption after P&O Ferries ordered its ships to return to port to lay off 800 seafarers. In a video message shown to the team, the company said it would replace laid-off workers with cheaper agency staff. The company, which is owned by Dubai-based DP World, said …
Let’s never forget that Irish neutrality has served us well
The question of Irish neutrality is constantly in the headlines, and even some of our politicians are beginning to wonder whether the Ukrainian problem should change our attitude. do not forget that Éamon de Valera’s policy of neutrality saved us The Second World War and our permanent neutrality allow our peacekeepers to be welcomed wherever …
Irish government considered ‘how to celebrate’ St Patrick’s Day when Ukraine experiences ‘such terror’
THE Irish government has had to consider the most appropriate way to celebrate St Patrick’s Day this week in light of the ongoing Russian invasion of Ukraine. Finance Minister Paschal Donohoe has revealed the government needs to decide ‘what kind of St. Patrick’s Day we should have’ before dozens of ministers set off on trips …
St Louis City SC looks to MLS future remembering ‘hard truths of the past’ | MLS
Ohen Major League Soccer decided to build Centene Stadium in St Louis, the first priority was to honor the “harsh truths of the past”. The 22,500-seat football-specific stadium is designed with a canopy and sits 40 feet below street level. It also sits on the same block that was once part of Mill Creek Valley, …
“It’s not about making money anymore, it’s about surviving”
The lives of poultry farmers Mark and Grainne Duffy are devoured by numbers: the 9,000 hens they have on their Monaghan farm, the 50% increase in their feed bills and the losses they are already suffering for each egg leaving their farm. The couple, who run organic egg operation MGC Organic Farm in Ballybay, face …
Mick Wallace says Russia has ‘real security concerns’ as he and Clare Daly defend opposition to EU motion
Last night MEPs Clare Daly and Mick Wallace maintained their opposition to a European Parliament motion against the Russian invasion of Ukraine. Wallace said Russia “has genuine security concerns about NATO entering Ukraine, but that doesn’t change the fact that what Russia has done now is a crime.” Both men said their stance was one …
Soaring fuel prices leave school bus network on brink of collapse
Most school transport companies in the country cannot guarantee the provision of services until June, the Coach Tourism and Transport Council of Ireland has warned. A survey by the body showed that soaring fuel prices could now lead to a reduction in services. The survey offers insight into the crisis affecting the sector. It says …
Homes for Ukraine Scheme Northern Ireland: how to apply to house refugees
People in Northern Ireland can offer to sponsor and house people fleeing conflict in Ukraine who have been granted visas under a new government scheme. It is part of a UK-wide scheme to receive those fleeing the Russian invasion, called the ‘Homes for Ukraine Scheme’, and households will be offered £350 a month to participate. …
Ireland weather: The sun will blast the country as Met Eireann identifies hot spots for St Patrick’s Day week
Ireland is expected to experience mixed weather this week as outbreaks of rain have spread across the country with some clear spells in places. Over the weekend, Met Eireann predicted that snow would arrive on the heights. However, this week will see a dramatic turnaround in conditions. The national forecaster has identified the weather to …
Poor business practices in financial services pose risk to consumers, warns Central Bank
According to the Central Bank, poor business practices and a lack of transparency in Irish financial institutions are among the risk factors harming consumers. In a consumer protection outlook report released on Monday, the regulator identifies five key areas of risk facing financial services customers and makes clear what it expects from companies to mitigate …
‘There’s been a huge reaction’ – TikTok stars use the platform to promote the Irish language
Teenagers are taking an interest in the Irish language as TikTok stars across the country are using their platform to promote our native language. eamus Lehane from Limerick, who has attracted more than 130,000 followers on the app under his username ‘seamboyseam’ went viral after posting a video posing as Minister Simon Harris. Although he …
‘Meaningful Changes’ Needed for NI Protocol, Johnson Tells Irish Prime Minister | Boris Johnson
Boris Johnson has told the Irish Prime Minister that ‘meaningful changes’ are still needed with Northern Ireland’s controversial protocol – after the taoiseach said there was growing opinion it was working. The Prime Minister met Taoiseach Micheál Martin in London where the couple discussed Ukraine and protocol before watching Ireland beat England in the Six …
The motto of this Ohio town is “Irish is an attitude”
The city of Dublin, Ohio holds an annual St. Patrick’s Day Parade. Visit Dublin, Ohio The story goes that it was an Irish surveyor who applied his love for his native Dublin to name a village in central Ohio. That man, John Shields, would be proud to know that this now American town continues to …
The National Dance Company of Ireland arrives in Bradford | News
The Bradford Creative and Performing Arts Center will perform Rhythm of the Dance, National Dance Company of Ireland at the Bradford Area High School Auditorium on Monday March 21 at 7:30 p.m. This incredible show creates a new era in Irish entertainment, containing a wealth of Irish talent, featuring world champion and Irish dancers, some …
Ukrainian Andriy Yarmolenko could return to West Ham after compassionate leave
Andriy Yarmolenko could return to the West Ham squad to face Aston Villa on Sunday for the first time since the Russian invasion of his native Ukraine. The club initially granted Yarmolenko compassionate leave after the invasion began on February 24, but the 32-year-old returned to training earlier this month. Hammers boss David Moyes has …
Billionaires interested in buying Chelsea should contact UK government
Billionaires interested in buying Chelsea football club have been urged to approach the UK government with potential takeover proposals, after its current oligarch owner Roman Abramovich was sanctioned. Fearing the threat of sanctions, Abramovich, 55, had rushed to sell the club for more than £3billion, sparking interest from British property tycoon Nick Candy, Swiss billionaire …
“Football is their life here”
One of the less publicized recommendations of the 2019 fixture review task force report was that post-primary competitions in Classes C and D be concluded at the Provincial Finals. The committee’s final report contained 32 recommendations, chief among which were three separate proposals to reshape SFC All-Ireland, and so, unsurprisingly, there was virtually no attention …
Ireland had one of the lowest excess death rates in the world, study finds
Ireland has had one of the lowest excess death rates in the world during the Covid-19 pandemic, a major new study has found. In Europe, only Iceland and Norway performed better than Ireland for excess mortality, seen as a measure of the true toll of the pandemic. The global death toll in the pandemic could …
Barclays’ European hub loses its place as Ireland’s largest bank
Barclays’ Irish unit, which became the UK bank’s European hub after Brexit, was toppled as the Republic’s biggest bank last year as its balance sheet shrunk and lenders Retail Bank of Ireland and AIB saw their assets increase. . Barclays Bank Ireland’s latest annual report, released on Thursday, showed the company’s assets fell to 117 …
Irish continental losses decline in 2021, allowing dividends
Shipping group Irish Continental’s losses narrowed in 2021 as pandemic restrictions eased and new freight routes were added, allowing it to restart paying dividends. revenue increased by €57.4 million last year, an increase of 20.7% over 2020 levels to €334.5. Earnings before interest, tax, depreciation and amortization (EBITDA), before non-trading items, increased by €10.2m (24.2pc) …
UK plans to supply Ukraine with anti-aircraft missiles as Russia changes ‘tactics’, UK defense secretary says
The World Health Organization (WHO) has confirmed 18 attacks on health facilities in Ukraine so far, Director General Dr Tedros Adhanom Ghebreyesus said on Wednesday. So far, WHO has verified 18 attacks on health facilities, health workers and ambulances, including ten deaths and 16 injuries,” Tedros said in a press briefing. “More than 2 million …
The most Irish island in the world is in Canada
As the winter sun rises over Tilting Harbour, Norm Foley is on the beach at Oliver’s Cove, pitchfork in hand, green rubber boots on his Levi’s trouser legs, iPhone in his shirt pocket. The 55-year-old will spend hours that day extracting kelp from the shaggy brown heaps choking the shore, stuffing it into heavy-duty plastic …
The poor health of the English club serves the national team well, despite what Eddie Jones says
England head coach Eddie Jones’ statement that Ireland are favorites to win at Twickenham due to Andy Farrell’s cohesive squad has probably raised as many eyebrows within Premiership clubs that she will have done it across the Irish Sea. There was undoubtedly an element of mind games behind Jones’ statement that his team was being …
Irish truckers leave for Ukraine with 500 tonnes of aid
Irish truckers have started a journey to Ukraine carrying 500 tonnes of aid for the war-torn country. The first part of a convoy of 25 Irish trucks, carrying hundreds of tonnes of aid to the Ukrainian people, left Dublin Port early Tuesday afternoon. Goods, including medical supplies and clothing, are sourced from individuals, community groups …
Irish sea ferry operators accuse Scottish government of jeopardizing future investment with transport review
Stena Line, P&O Ferries and Belfast Harbor have joined forces to criticize the government’s Strategic Transport Projects Second Review (STPR2), saying only three of 20 recommended improvements have been implemented. Ferry operators have drawn up a proposal for major improvements to the A75 and A77 after pushing for improvements for decades but have now accused …
Ukraine War: Northern Irish businessman describes ‘incredible’ trip to Poland after receiving aid | UK News
A Northern Ireland businessman who led a community appeal for help from Ukraine and then drove it to Poland called the trip “incredible”. Paul Devenny, who runs Enviro Fire Water & Air Ltd in Warrenpoint, County Down, returns home this evening after a 3,000 mile journey to drop off medical and other supplies. The businessman …
Ireland is on the official list of countries deemed ‘hostile’ to Russia
That’s the whole list. Ireland has been named to an official Russian government list of countries it deems “hostile” to Russia. Unveiled on Monday March 7, the comprehensive list includes all European Union countries in addition to the United States, United Kingdom, Japan, Australia and many more. Countries and regions are Underline for imposing or …
Dental tourists are warned of potential pitfalls as theft numbers rise again
Irish dental patients have been told to ‘do their homework’ before traveling abroad for cheaper treatment. It comes as distant dental tourism destinations announce they are open for business again. A number of dental clinics across Europe have seen an increase in bookings from Irish clients since the lifting of Covid-19 travel restrictions. Most dental …
Cover-up proves Michael Collins was murdered – producer
Whatever notions or ideas you may have about the murder of Michael Collins, the equivalent in Irish history of the JFK assassinations in the United States, prepare to cast them aside when the musician, comedian and writer Paddy Cullivan will present his latest production at a venue near you. . This week the producer, writer …
Major change to Covid travel rules in Ireland as last government emergency power removed
People entering Ireland will no longer need a Covid certificate or a passenger locator form as part of major travel rule changes that are being considered. It is understood that this decision is taken by the government with the aim of facilitating the entry into the country of people fleeing Ukraine. The rule requiring Covid …
Celebrating change at Women’s Podcast after 500 episodes
The women’s podcast first launched on irishtimes.com in September 2015. We were admittedly a bit late to the party. Two years earlier, Apple had already announced that it had amassed a billion podcast subscribers, and by the time The Women’s Podcast first aired, that newspaper was already churning out a suite of excellent podcasts on …
UK and Ireland set to land Euro 2028 hosting rights without any rival bids emerging | Transfer Center News
All the headline stories and transfer rumors from Saturday’s national papers… DAILY MAIL The 2028 European Championship is set to take place in the UK and Republic of Ireland, with joint hosts expected to be awarded the tournament without facing competition from other bids. Declan Rice admits he is desperate to play Champions League football …
SMEs to borrow against card sales with Linked Finance
Merchant Cash Advance allows for flexible repayments that scale with a business’s sales Exchange Niall O’Grady, Tied Financing. Photo. Bryan Mead Digital lending platform Linked Finance has launched a new lending product that allows businesses to unlock their daily cash flow from card payments as a funding source. Merchant Cash Advance will allow businesses to …
Dad took advantage of trip to Dublin hospital to buy cannabis
A FATHER who was on his way to a hospital appointment with his son also took the opportunity to buy cannabis while in Dublin, a court has heard. eargal Pleimean (60) had planned to share cannabis with a couple of friends for a few months. Judge Gerard Jones ordered Pleimean to donate €1,000 to Pieta …
Irish homeowners affected by mica building scandal welcome report | Ireland
Figures showing the true cost of rebuilding homes built with faulty blocks that ‘collapsing like Weetabix’ could end the ‘torture’ for thousands of homeowners affected by Ireland’s Mica building scandal, have said activists. They gave a cautious welcome to a government-commissioned report which they say more accurately reflects reconstruction costs. If passed by the government …
Dr. Kate DeConinck appointed to head the Cohen Center for Holocaust and Genocide Studies News Keene State College
Dr. Kate DeConinck Keene State College announces the appointment of a new director of its Cohen Center for Holocaust and Genocide Studies. Dr. Kate DeConinck, a trained religious anthropologist with expertise in religion in the aftermath of mass tragedies, officially takes office in July, college provost James Beeby announced in a recent email to the …
Ireland set to buy two warships from New Zealand
The government is set to announce an agreement soon to purchase two warships from New Zealand to bolster the country’s maritime security, while the naval service has shifted into high gear to recruit more personnel to fill its exhausted ranks. the Irish Examiner understands that several months of negotiations between the Irish and New Zealand …
Stop the flow of dirty money
Ireland has developed a hugely successful financial services sector that is deeply embedded in global money flows, which comes with reputational risks and international obligations. That Russian banks, oil companies and oligarchs associated with Vladimir Putin’s regime have been lured into using Irish banking and financial services through tax and other incentives is cause for …
A publication to immortalize Irish female athletes in a special stamp collection
An Post has unveiled a new booklet of six stamps celebrating some of Ireland’s top female athletes ahead of International Women’s Day on March 8. Athletes honored on the Irish Women in Sport stamps are Rachel Blackmore, Kellie Harrington, Katie Taylor, Sonia O’Sullivan, Ellen Keane and the Irish Women’s Hockey Team. An Post said the …
Canadian government should waive temporary visa requirements for Ukrainians, says Winnipegger
A Winnipeg man of Ukrainian descent calls on Ottawa to provide a lifeline for Ukrainians as Russian armed forces continue their devastating attack on the country. Nick Krawetz is calling on the federal government to waive temporary visa requirements for Ukrainians as the destruction and terror of Russia’s invasion of Ukraine nears the six-day mark. …
The Olympic Federation of Ireland calls for the outright ban of the Russian and Belarusian National Olympic Committees
The Olympic Federation of Ireland issued a statement on Tuesday The Olympic Federation of Ireland has called for an outright ban on the Russian and Belarusian National Olympic Committees. The International Olympic Committee has called on sports federations to exclude Russian and Belarusian athletes, officials and teams from international events whenever possible. The British Olympic …
FinTech offers instant B2C and B2B credit solution
Regulated, instantaneous, with no limit on amount or maturity. These are three elements that, according to Charles Egly, co-founder and CEO of Younited Credit Group, differentiate his company’s solution from that of traditional credit companies or Buy Now, Pay Later (BNPL) players operating in the region. “It’s a credit [product] to buy electronics or other …